Financial Advisor To The Emerging Indian Middle Class

Our Vision

All Indians have access to unbiased and affordable financial advice to enable them to make  prudent financial decisions and fulfill their life goals.

The Problem

In the absence of customised financial advice and solutions, over 120 million Indian households continue to be dependent on high cost informal loans & informal chit-funds for their financial needs. 

Our Solution

We provide a one-stop financial advisory platform that helps our clients prioritize and fulfill their life-goals, based on their needs, wants and what they care for. 

We do this by working with our partners (Loans , Saving & Investments and Insurance providers) to help them customize their product offerings for our target segment and by providing them with the last mile connectivity to reach our clients.

How We Do This

Financial Advisory

Local language Call centre to provide financial advice, ongoing support and nudges to help our clients realise their goals

Financial Solutions

Customised to the needs and goals of our clients, including a prudent mix of savings, loans and insurance solutions. Offered through our network of eminent Product Partners and backed by a state of the art technlogy platform

Doorstep Service

Last mile connectivity provided through our network of micro-entrepreneurs , selected and trained from within the communities that they service

Meet The Team

Nishant Kumar

Business Product Manager

MBA from Xaviers Institute of 
Management, Bhubaneshwar and over 7 years of financial inclusion experience.

Jesse van de Zand

Social Entrepreneur

Now Enviu's India Director, Jesse has worked in setting up social enterprises internationally since 2010.

Abhilash Srinivas

Tech & Operations

MBA from IIM Ahmedabad with over 6 years of  experience in financial services & healthcare. Now working on developing Lakshya's tech platform.

Sumith Kombra

Sales & Business Development

Holding a masters in management from Alliance Business Acadamey and has 12 years experience as an entrepreneur and management executive

Archana Shah

Customer Service and Operations

Archana has worked with international donor orgs including USAID, UKAID & WHO. She has several years experience in admin & project management


Ramesh Ramanathan


MBA from Yale, Co-Founder & Co-Chairperson of Jana Group, an organization of social enterprises focused on urban transformation in India

Parag Patankar

Technology Advisor

Parag holds an MBA from IIM and works as a Tech & Social Entrepreneur with 20 years of experience in cloud scale products in the Fintech space.

R.V. Raman


MBA In Marketing and Advertising with nearly 30 years of experience in heading start-ups, business units, marketing, branding & advertsing depeartments and retail operations.

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